Halfacre Research | Your own AI partner for every step to your best retirement.

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What you get here that you won't get anywhere else.

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Feature	Financial advisor	Robo-advisor	Brokerage app	Crypto exchange	Halfacre
Research, planning and trading in one platform
AI partner that knows your whole financial picture
Works across all your accounts, not just theirs
Plan built from your tax return, 401k and IRA
Stocks, ETFs, crypto, commodities and metals research in one place
Algorithmic trading systems included
Flat monthly price, not a % of your savings
Free to start

Included Partial or varies Typically not offered

Based on typical offerings in each category; individual providers vary. Trading depends on your connected accounts.

Phil Pelucha, host of Billionaires in Boxers

“What I love most about Matthew's approach is how he has embraced technology. ... Matthew has revolutionized the field by combining the best of human knowledge with the power and brilliance of systems and processes. This approach removes human emotion while retaining human intelligence, which is truly revolutionary.”

Philip Pelucha, Founder, Billionaires in Boxers & Pelucha Consulting. LinkedIn recommendation, Aug 5 2024.

Example

Hi, I'm your AI partner. What are we working toward?

What are we working toward?

Let's look at where you are.

2025 tax return · 401k · IRA

✅ Tax return
✅ 401k
✅ IRA

Your plan

72%

On track: 72% (example data)

Here's what fits your plan.

Dividend data pack

Retirement training module

Trading system

Buy VTI · through your connected account

Confirm

Order placed.

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How it works

From first question to every trade, one platform.

1

Talk to your AI free

Ask anything about your money and retirement.

2

Share your finances

Tax return, 401k, IRA. Your AI builds your plan.

3

Research every market

Stocks, dividends, ETFs, crypto, commodities, metals.

4

Trade through your connected accounts

Your AI places trades for you. Your money stays yours.

One platform

Everything you need, in one place.

Partner

✅ Your personal AI, every step
✅ Answers in plain English
✅ Remembers your goals

Plan

✅ Built from your real finances
✅ Retirement roadmap
✅ Tax and fee insights

Research

✅ Data packs for every sector
✅ Training modules
✅ Live market data

Trade

✅ Trade through your connected accounts
✅ Algorithmic trading systems
✅ Practice mode before real money

Retirement, your way

Take control of your IRA and 401k.

Self-directed accounts put you in charge, and your AI partner helps you catalog them.

The old company-plan way

❌ A short menu of funds someone else picked
❌ Plan rules limit what you can do
❌ Fees you may not see or control
❌ Old accounts scattered across past jobs
❌ Paperwork and waiting to make changes
❌ No one helping you day to day

Halfacre

Self-directed, with your AI partner

✅ Choose from a far wider range of investments
✅ Pick low-cost options and see what you pay
✅ You decide your strategy
✅ Roll old 401ks into one account you control
✅ Research, plan and trade on one platform
✅ Your AI partner helps you catalog it every step

Rollovers made simple

Every account in one view

AI help built in

Self-directed IRAs and 401ks follow the same IRS rules as other retirement accounts, including contribution limits and a 10% early-withdrawal penalty before age 59½, with some exceptions. Self-directed (solo) 401ks are generally for self-employed people. Available investments depend on your account provider. This is research and tools, not tax or legal advice.

Ask your AI about your retirement accounts

Simple pricing

Same offer for everyone.

Free

$0/mo

Talk to your AI anytime

✅ Talk to your AI anytime
✅ No card needed
✅ Cancel anytime

Start talking to the AI free

AI Partner

$29.99/mo

✅ Every training module
✅ Every data pack
✅ Upload your finances, get your plan

Start talking to the AI free

AI Partner Plus

$79/mo

✅ Everything in AI Partner
✅ Algorithmic trading systems
✅ AI places trades through your connected accounts

Start talking to the AI free

Cancel anytime. No contracts.

Your money stays in your accounts

No hidden fees

Cancel anytime

AI-native from day one

FAQ

Questions, answered.

Is it really free to start?

Yes. Chat is free. You pay when you upload your data.

Do you hold my money?

No. Your money stays in your own connected accounts.

Which accounts can I connect?

Supported exchanges and brokers. Trading depends on the account.

Can I cancel?

Yes. Cancel anytime. No partial-month refunds.

Is this financial advice?

This is research and tools. You decide.

Get started

Start your retirement journey with your own AI partner.

Already a client? Sign in. We'll email your existing private link.

Free to start, memberships from $29.99/mo.